Affordable Health Insurance For Those That Need It
Like many Americans, I found myself without health insurance for a period in my life because I didn't think I could find affordable health insurance rates.
But the whole time, I felt like I was living on the edge and needed to go ahead and get some coverage.
So then I wondered if anybody else I knew were in the same boat as me.
I decided to ask around to see if any of my friends or associates were currently without health coverage and why.
Out of 30 surveyed, 6 had no health benefits (that's 20%!) - I was stunned.
The uninsured ones were self-employed, between jobs, students, or at-home moms.
So I took it upon myself to search for affordable health insurance rates and found quite a few options.
I secured my insurance and had a peace of mind that I can not explain.
Let's just say I felt much better, and was prompted to create a website to help others save some time since I had already done the research.
Though it is understandable why certain people were experiencing a lapse in their health coverage thought a rate of 20% was very high.
Or at least higher than I expected.
So I asked them why they were uninsured.
All of them said they 'never got sick', but more importantly, they said that individual health insurance rates were too high which meant it would not be affordable in their budgets.
Next, I asked what rates they were quoted (since they said they would not be able afford it).
Amazingly, they all had the same response.
Each of them indicated that they never even put much effort into finding affordable health insurance rates because they already assumed they were too high, and it was going to cost too much, plus, they 'never got sick'.
So then I asked, 'But what about emergencies and accidents? What happens if you twist your ankle and think it's broken? What happens if you're making dinner and seriously cut yourself? Are you financially prepared to pay out-of-pocket for emergency and follow-up services without insurance?' Again, they each had the same response.
This time, they all said 'no'.
Then in dramatic fashion, I thanked them for their time and left them with that last question to ponder, and a link to my website.
A week later, one person started a new job and got group medical insurance at work.
But, to my surprise, three others emailed me and said they got affordable individual health insurance after using my website and they were thrilled.
The moral of this story is that I think it's really a shame that people (including me) automatically assume that health coverage is not affordable without even checking around! With so much help finding low health insurance rates, it's worth a little time.
Anything can happen at any time.
A low, affordable monthly insurance payment can save you a ton of money, headache, and heartache in the long run.
Take the time for your peace of mind.
It really is worth it.
- Ken S.
Founder, LowRateSearch
But the whole time, I felt like I was living on the edge and needed to go ahead and get some coverage.
So then I wondered if anybody else I knew were in the same boat as me.
I decided to ask around to see if any of my friends or associates were currently without health coverage and why.
Out of 30 surveyed, 6 had no health benefits (that's 20%!) - I was stunned.
The uninsured ones were self-employed, between jobs, students, or at-home moms.
So I took it upon myself to search for affordable health insurance rates and found quite a few options.
I secured my insurance and had a peace of mind that I can not explain.
Let's just say I felt much better, and was prompted to create a website to help others save some time since I had already done the research.
Though it is understandable why certain people were experiencing a lapse in their health coverage thought a rate of 20% was very high.
Or at least higher than I expected.
So I asked them why they were uninsured.
All of them said they 'never got sick', but more importantly, they said that individual health insurance rates were too high which meant it would not be affordable in their budgets.
Next, I asked what rates they were quoted (since they said they would not be able afford it).
Amazingly, they all had the same response.
Each of them indicated that they never even put much effort into finding affordable health insurance rates because they already assumed they were too high, and it was going to cost too much, plus, they 'never got sick'.
So then I asked, 'But what about emergencies and accidents? What happens if you twist your ankle and think it's broken? What happens if you're making dinner and seriously cut yourself? Are you financially prepared to pay out-of-pocket for emergency and follow-up services without insurance?' Again, they each had the same response.
This time, they all said 'no'.
Then in dramatic fashion, I thanked them for their time and left them with that last question to ponder, and a link to my website.
A week later, one person started a new job and got group medical insurance at work.
But, to my surprise, three others emailed me and said they got affordable individual health insurance after using my website and they were thrilled.
The moral of this story is that I think it's really a shame that people (including me) automatically assume that health coverage is not affordable without even checking around! With so much help finding low health insurance rates, it's worth a little time.
Anything can happen at any time.
A low, affordable monthly insurance payment can save you a ton of money, headache, and heartache in the long run.
Take the time for your peace of mind.
It really is worth it.
- Ken S.
Founder, LowRateSearch