How to Easily Start Cleaning Your Credit Report - Easy Tips That Can Help!
If you don't know, there are two steps to fixing your credit.
The first step is getting rid of your outstanding credit card debt.
That step is obvious, but it is the next step that may be more important than the first and that is fixing your credit report.
If you take care of repairing your credit history you can save a huge amount of money and the good news is you can do this yourself! I've been where you are at right now and I want you to know that there is a light at the end of the tunnel.
You can fix your credit problems but it will take some goal setting and determination.
And I want you to know that the way you will feel once you take care of this issue will make it all worth while.
The first thing you need to do is to figure out which of your credit cards has the lowest balance.
Start applying a bit extra towards that card every month.
This will pay off that card much quicker.
Once it is paid off, take the cash that you were putting towards that card and start applying it to the card with the next highest balance.
Repeat this for each of your credit cards and you will be surprised at how fast you can pay off all of your credit cards.
Next, order a credit report so that you can determine if you have any errors on your report.
The three big credit reporting firms make way more mistakes than you might think, and you need to get this taken care of so that you can start raising your credit score.
This is the most important part of cleaning your credit report.