When was the last time you had an accident? Perhaps you knocked over a vase or suffered damage from bump into furniture. But what would happen if you suffered a serious accident? What if, knock on wood, you were to lose the use of your limb, or at worst, lose your life?
Statistics show that 129 people die every week in Australia as the result of an accident*, and that's not even taking into explanation the number of people who are seriously injured. Consider all the family members who not only face the sorrow of losing a loved one, but also the possibility of losing their financial safety
That's anywhere personal accident insurance comes in. It can protect you and all those who depend on you next to that very possibility.

Accident insurance is a type of individual insurance policy that can cover you in the event of accidental death or serious injury.
Serious injury generally includes the following as the express result of an accident:
quadriplegia
paraplegia
hemiplegic
deafness
blindness
total and permanent loss of use of two limbs
If you suffer an accident with serious penalty of an, accident insurance can provide financial protection and peace of mind for you, your family and other loved ones. You need to read the insurer's product disclosure statement for details of the relevant cover.

Everyone knows life is unpredictable and anything can happen. Unfortunately, we can't protect ourselves entirely against tragedy, whether it comes in the form of a car crash or other disaster.
If you're involved in a serious accident, the costs of rehabilitation, on top of your usual bills, could lead you to serious financial difficulty. But with accident insurance, a lump sum is provided to help you pay the costs of recovery including medical costs, doctors' and specialists' bills, and transport to and from treatment. Additionally, the lump sum payment should help you pay your normal bills and living costs, so you can recuperate with minimal financial stress.
In the event of accidental death, your insurer will provide a lump sum payment (this will be the amount nominated when you apply for the policy) to the beneficiaries of your choice. With accident cover, you can help secure the financial future of your loved ones even when you're no longer able to provide for them. When you apply for your policy you can choose the level of your premium and amount of your benefit, and have peace of mind knowing that your family can at least be protected against the bills, loans and living costs that won't stop in their time of tragedy.