Buddi

• Buddi is a Java-based, cross-platform compatible personal finance planner and budgeting application aimed at users with little to no formal financial knowledge. Buddi allows the user to create budget categories, view transactions and run reports.
  
  

Mint

• Mint is the free online financial planning Web application from Intuit that allows users to create customized budgets. Mint also has a goal function to help users save their money for custom goals. Users can import their financial data from their online accounts.
  
  

AceMoney

• AceMoney is free desktop financial planner with budgeting features, and runs on Windows and Mac computers. It allows users to track their accounts, organize income and expenses by category and supports data importing from other popular financial programs such as Microsoft Money.