Many people who apply for credit cards do so believing anything the credit card company says.
These companies will entice you with low interest on balance transfers and lots of rewards just to get you to get one more card.
Remember this, your credit is your decision so don't let anyone fool you into getting another card that may not be in your best interest.
With the competition between credit card companies pretty fierce, they sometimes go out of there way to approve even marginal candidates.
That means they will do anything to get you to sign up.
Many people use credit cards like something to play with.
In reality credit should be something you use responsibly and not as a piggy bank for your every whim.
Today gimmicks that credit card companies use include cash back concepts, consolidation loans, toys from the credit card company, frequent flyer miles, and so on.
In reality there should be very few reasons that you apply for a credit card other than the fact you need one.
If it is the rewards that are drawing you to this card think about what you really need this card for and if it will help you.
One or two credit cards is what most folks only need.
When you have had the card a while your credit line probably will have increased to the point where you only need one card.
You will more than likely choose the one that best fits your needs and will probably contain no gimmicks at all.