There are many reasons why home owners may choose to move from a house or a flat to a larger property. It could be the needs of an expanding family with growing children needing space, a job or an office relocation etc. Not many can retain two houses and one house must be sold before or after the relocation. While most home ownersutilise various means to market their property such as the services of an real estate agent, through classifieds in the newspaper or in magazines and with a For Sale sign in the front yard, these don't always guarantee a sale for the price that is expected. Another option may be to buy a property which the owner will subsequently rent out to tenants for a profit.This profit will help towards financing their own home. This is what is now known as a Let to Buy Mortgage.

There are two ways to look at this mortgage option. One is that if a home owner finds it difficult to sell a property because of the slump in the market this still gives him the option to be able to finance his new home and the other way is that the rental market is doing well so a home owner can benefit by being able to get a good rental until the right buyer is available. The mortgage market can be confusing especially for someone who has never had to do this before. There are laws and legislations to consider and these can differ from county to county. It takes an expert in mortgages to help understand what the whole business entails.

While there are many mortgage advisers out there, most of these work for a specific company or for a limited number of companies whose products they try to promote.A Let to Buy Mortgage advisor that can research the whole of the market to find the best solution for your individual needs is the one that should usually be hired.

Here, the existing mortgage can be switched to a new lender, this way the mortgage advance will often increase the deposit for the new home. Fresh terms can also be negotiated with the existing mortgage lender. All this is possible with a professional Let to Buy Mortgage agency that has the client's interest at heart.A professional mortgage advisor will ensure that the client is not hassled by the documentation and forms and all dealings with the lender will be handled expertly by them. All advice must be explained in layman's terms to avoid confusions and finally all the terms must also be in writing.

Let to buy mortgage calculation also varies from lender to lender.It is best to leave this in the hands of an expert to find the best solution. Ensure that the mortgage advisor is reputed and has ample experience in the market.Hire an agency that is recommended and let the whole process of mortgages and loans be completely tension free while you concentrate on the actual move.