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Auto Insurance & Registration : Insurance

How to Apply for a Lost Auto Title

Automobiles cannot be legally bought or sold without the title. Automobile titles are issued by the Department of Motor Vehicles of the state the car is registered in. In order to apply for a duplicate title the original title has to have been lost, stolen or mutilated. The application process is si

What Are My Rights in an Auto Insurance Claim?

Your rights in an auto insurance claim depend upon the policy you have with your insurance carrier, the other party's insurance coverage, and the determination of fault if any.

What Can Reduce Automobile Insurance Premiums?

Automobile insurance premiums are calculated using a variety of factors. Though some are beyond your control, such as the higher rates for teenage and early-20s drivers, a few factors can lower your insurance premiums. Examine the terms of your insurance policy and look for special discounts. Also,

How to Compare Auto Scanners

Auto scanners are devices used to read codes to establish a car's defects. These devices interpret codes and diagnose the problem, enabling the car owner to fix the car or to look for an automobile dealer to do it. You can either use the auto scanner directly by connecting it to the car or use it on

How to Reach a Fair Settlement in a Total Loss Auto Claim

An insurance company will make a total loss settlement when a vehicle is either damaged beyond repair or when the cost of repairing the damage would be more than the current market value of the car. The amount paid in a total loss settlement is designed to cover the cost of replacing the car with a

How Does a Higher Deductible Affect Auto Insurance Claims?

When a person takes out auto insurance, he will have several choices in the kind of policy that he wishes to purchase. In some cases, you make a trade-off between the amount of the premium and the amount of the deductible. Generally, the lower the premium, the higher the deductible, and vice versa.

How to Unlock a 1995 Saturn Without a Key

The fleet of Saturn vehicles includes sedans, sports utility vehicles, minivans, station wagons and convertibles. Each Saturn comes equipped with a unique key that is used to unlock the doors and power and start the car. If you locked the key inside your 1995 Saturn and you don't have a spare, you w

How Can I Lower My Car Insurance Payments After an Accident?

Filing an automobile accident claim, in many cases, can increase your premiums. After you have had an auto accident, there are several things you can do to lower your insurance premiums. The amount you save can vary from company to company. Each insurance company will likely have a variety of option

What Constitutes a Sworn Statement Under Oath?

When an insurance company requests that its policyholder take a statement under oath, the insurance company seeks information surrounding the nature of an accident. Sometimes, a statement is required in order to assist with the disposition of an insurance claim. A statement under oath is sometimes

Amica Insurance and USAA Insurance - A Comparison

Two car insurance companies that can give you good rates on car insurance are Amica Insurance and USAA Insurance. Both of them are sold by insurance brokers who also sell other products. You can also apply for car insurance with these agencies online.

Price Wars Have Caused a Drastic Reduction in Health Insurance This Month!

Health-insurance rates being expensive, was a concept of the past. Today, recession has helped us get the best out of insurance companies. The consumers however need to be vigilant in order to take benefit of this situation. Mostly latest cheaper rates are offered to new clients and the older client

How a Car Accident Affects Insurance Premiums

To understand the situation around insurance premiums, and how and why a car accident affect insurance premiums, one first has to understand the underlying principles upon which insurance is based. Vehicle insurance companies collect small amounts, called premiums, from a large group of people on a

Reasons to Change Car Insurance Companies

Car insurance policy buying was on the rise till some years ago mainly due to the increasing variety in insurance premiums and flexibility in payment options, such as co-payments being offered by the leading auto insurance companies in the US. In fact, there was a time that everyone with a car was l

The Risks of Buying Minimum Limit Auto Insurance

One pretty easy way to save a few bucks is to reduce your liability limits. After all, minimum limits in most states are relatively low - and the lower your limits, the lower your premiums. So why pay more than you have to, right? Wrong.

Does Auto Liability Insurance Follow the Car or the Driver?

Auto liability insurance provides coverage to third parties who are injured or incur property damage as a result of your negligence. In some cases, this coverage can still be in effect when someone else uses your vehicle.

Van Company Hit by Recession Blues

As the country slides deeper into a recession, many are looking at different ways in which they can scale back, meaning that many so called luxury items are being passed over.With every bill counting, it seems that van drivers are choosing to stick with their old models rather than upgrade to a newe

What Factors Determine Your Auto Insurance Quotes?

It is in every consumer's nature and in his best interest to look for the best deal in regard to a purchase he wants to make. This desire to look for bargain, discounts and the lowest quote cuts across any purchase decision involving all products and services. Therefore auto insurance quotes ar

How to Buy Cheap Repossessed Cars From Government Repossessed Car Auctions

Government repossessed car auctions can be great hunting grounds for cheap repo cars. There are literally thousands of cars being offered for way below their retail values at such auctions daily. Right here, I offer you 5 hot tips to find and buy cheap repossessed cars from government repossessed ca

Auto Insurance Advice You'll Wish You Read Sooner

Learning the ins and outs of insurance coverage will help you get the right coverage at the right price. There are several sets of criteria used to determine insurance rates. Your insurance costs on your ...