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Bankruptcy : Business & Finance

Michigan Right of Redemption Laws Related to Bankruptcy

If you default on your mortgage payment, you may face foreclosure -- a process in which the bank repossesses your home and re-sells it to recover its loss. Michigan allows you to redeem your mortgage within six to 12 months of foreclosure, depending on certain circumstances, by paying your entire ba

If You Die Who Gets Stuck With Your Debt?

Debt can be a source of financial stress and hardship that makes it difficult to save and invest for retirement. The possibility of dying while in debt adds to the stress of carrying debt. While many debts do not pass on to others, in some cases, spouses, family members or friends may be responsible

Help to Consolidate My Debt

Dealing with overwhelming debt can result in plenty of sleeplessness nights, and if you get behind on payments, creditors may call your house or send threatening letters. Debt consolidation is a tool used by many to manage their debts. Learn about various debt consolidation options, and then decide

How to Get Out of Chapter 13 Bankruptcy

One of the most common forms of bankruptcy filing is chapter 13 bankruptcy. This creates a method for the debtor to repay any creditors at an increased time frame that usually runs from 3 to 5 years. During the process, one may be unable to do so because of various reasons. There is a legal means of

What Is Debt Relief USA?

Debt Relief USA pairs people in debt with debt relief companies. Debt Relief USA also compares debt relief companies and their offers, in order to recommend the best option for each client. By visiting debtreliefusa.org, clients can find debt reduction quotes after answering a few simple questions,

What Are the Differences Between Chapter 11 & Chapter 7?

Bankruptcy is the financial last resort for most people and businesses.Jupiterimages/Photos.com/Getty ImagesBankruptcy provides financial relief to individuals and businesses. Chapter 7 and Chapter 11, referenced by their respective sections of the U.S. Bankruptcy Code, define the...

Rebuilding After You' ve Filed For Bankruptcy

There are few experiences as traumatic and stressful as declaring bankruptcy. However, bankruptcy is not the end of your financial life; it can also be a new beginning. Though a bankruptcy can result in a bad mark on your credit report, it can also provide the opportunity to rebuild your credit and

Chapter 9 Bankruptcy For Municipalities

Many people are familiar with personal bankruptcy cases, which are known as Chapter 7 and Chapter 13. Chapter 7 allows an individual to eliminate their debts, while Chapter 13 repays the debts through a structured ...

Bankruptcy - How To Succeed

This Article introduces the concept of Bankruptcy, its meaning, and the different types. It considers the historical development from biblical times and notes the various ways in which bankrupt individuals were treated. It looks at the early bankers.

How to Get a List of Someone's Personal Property

In most states, when you have won a money judgment in a court of law you are legally entitled to collect the debt out of the judgment debtor's property. In cases where the judgment creditor has limited knowledge of the debtor's personal property and real estate, he may ascertain such information thr

Bankruptcy Means Test

Bankruptcy cases have really increased in the last decade and more people continue to file for financial distress every year. In the past, people with these problems were allowed to choose which chapter they found favorable for them. Most chose chapter 7, the liquidation chapter.

What Does Bankruptcy Cost You?

Bankruptcy may seem like the only way out of some situations, but you should consider what it will cost you. Sometimes, these costs will lead you to look for another solution.

Information on the Various Types of Bankruptcy That Can Be Filed

When you're starting to consider filing bankruptcy it's important to look over all the information so you can pick the path that will work for you. There are a couple different types of bankruptcy to consider that can be broken down to a few main differences.

Bankruptcy - Can Chapter 7 Be Better Than Chapter 13?

Filing a bankruptcy [http://www.fastguaranteedloans.com/bankruptcy-loans-for-special-needs.html] claim can be a very stressful procedure, specially when you do not really know what chapter to file for. And now with the new law, some individuals will not even have ...

Basic Bankruptcy and Foreclosure Tips and Advice

Bankruptcy might help in a foreclosure situation, but the homeowners themselves are the only ones that should decide whether to file or not. They need to do do some research on how each type of bankruptcy, Chapter 7 or Chapter 13, would work in their specific situation, as well as consult with an at

Leaving Debt When You Die

Preparing for your death is a responsible, mature step towards making sure your family and loved ones suffer as little as possible. If you have a lot of outstanding debts when you pass away, there is a chance your spouse or heirs could be held liable for repaying those debts. Specific laws and proce

How to Become a Debt Helper

You can help people with their debt by becoming an expert on money management, debt settlement, credit repair and more. Once you have taken the proper training, you'll be able to help friends and neighbors analyze their debt and create strategies for paying it all off. After that, you can reach larg