iFocus.Life News News - Breaking News & Top Stories - Latest World, US & Local News,Get the latest news, exclusives, sport, celebrities, showbiz, politics, business and lifestyle from The iFocus.Life,
Browsing Category

Credit : Business & Finance

Eliminating Excessive Credit Card Debt

For a number of years the utilization of bank cards has been encouraged on various levels in our society. Retailers entice you sign up for credit by offering you an in store discount on your ...

All About Student Credit Cards

What you should know about student credit cards... Before you startusing a student card, decide what it will be used for. Remember that acredit card limit is not free money.It basically is loan which you haveto repay. Start slowly with one card with a low limit and use responsibly. Starting small wi

How to Add to the User Mailbox

Microsoft Outlook 2010 lets you add a mailbox to your account in two ways: adding a new mailbox or importing an existing one. Importing a PST mailbox lets you copy a mailbox from one computer to another. It is also useful for restoring an Outlook mail backup. Add a new mailbox instead if you want to

How to Make Payments on Credit Card Webpages

Getting your credit card bills paid on time is easier than ever before with online bill pay through the credit card company websites. By using these websites you will know that your payment has been received on time because you will receive a confirmation. There will be no second guessing whether th

How To Get An Interest Free Credit Card

One method that the credit card companies have been very keen to use to attract The first thing to remember in any case is that there are two main types of 0% interest that you will be offered and these are very different deals.

Take Your Credit Cards on Vacation With You

As we all know, traveling with cash or checks isn't always a wise decision.Renting cars, flying in airplanes, or checking into hotels is a much easier task if you have a credit card.Even though you may decide to use your credit cards for big purchases only, you'll find that the traveling e

What Are the Different Types of Reloadable Credit Cards?

Reloadable cards can be a good money-managing tool.three credit cards image by Aleksandr Ugorenkov from Fotolia.comReloadable credit cards are prepaid MasterCard or Visa cards. They are not actually credit cards, as they do not provide the user with any credit and must have a prepaid...

Free FICO Credit Score Online

Your FICO score is a three digit number which is also known as your credit score. This is calculated according to your past and current financial activities. This figure is used by lenders to determine the risk that you present to them when they offer a loan or lease to you.

Why Do You Have So Much Credit Card Debt?

A documentary called "Maxed Out" prompted me to write this article. It explores this nation's incredible and slightly disturbing relationship with bad credit debt. The main focus is how banks and investors prey on those who are likely to remain in debt in order to maximize their profi

Common Pitfalls Of Credit Card Use

Credit cards are an incredibly popular and convenient part of modern life, but if used unwisely they can lead to financial problems. Find out how to stay out of trouble with your card.

Repair Credit Problems Fast With Easy-To-Follow Solutions

Credit repair may be a seemingly arduous and complicated task for everyone. As opposed to shopping and spending, this process may just be really tough. However, you can not go on such extravagant activities if you have credit obligations troubling your every waking moment.

Bank Of Ireland Introduces 2 For 1 Card

The Bank of Ireland has introduced a unique product that is a combination of a personal loan and a credit card giving the cardholder more flexibility to pay for larger purchases. The Bank of Ireland has recently introduced a very canny product to the market that's a credit card and personal loa

Student Credit Cards With Instant Approval

With the current financial situation there is no doubt that lenders have become more stringent on who they give out credit to. This means that students are finding it even harder to apply for things like credit cards and personal loans. This may seem like a hopeless situation but there are some thin

Credit Report FAQ

Features frequently asked questions related to credit reports.

The Bankruptcy Act of 2005

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 took effect on October 17, 2005, making major changes to the United States Bankruptcy Code. The purpose of the reform was to reduce the number of bankruptcies filed, reduce the cost of bankruptcy to the national economy, reduce bank