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Health & Medical Insurance : Insurance
Medicare Requirements for Psychiatric Home Health Services
Many psychiatric patients benefit from home health services delivered by qualified nursing professionals.woman in solutude and depression image by Allen Penton from Fotolia.comThe Centers for Medicare and Medicaid Services (CMS) places specific restrictions on coverage for psychiatric...
Consumer Guide to Long-Term Care Insurance
Considering your future long-term health needs may not be pleasant, but it is essential. Long-term care is expensive, and Medicare and major medical plans cover few of the services related to this form of care.
COBRA Insurance Rules & Regulations
Workers faced with lost hours or jobs can also face the loss of their health care benefits. The Consolidated Omnibus Budget Reconciliation Act, commonly known as COBRA, passed by the United States Congress in 1986, allows workers to extend coverage of their group health care plan when reducing hours
Medicare Benefits in North Carolina
Medicare is a health insurance program created mainly for senior citizens. As of 2011, Medicare comes in four parts. Until 1997, Medicare was comprised of only two, named A and B. Then Part C, usually called Medicare Advantage, was added. In 2003, Part D joined the others. All have their own benefit
How to Obtain a COBRA Application
COBRA, which stands for Consolidated Omnibus Budget Reconciliation Act, enables people to extend health care coverage in the event of a lay-off, reduction of hours or other qualifying circumstance. Employers and health insurance companies are required by law to provide information about COBRA proce
Why Get Health Insurance If You Can’t Pay the Deductible?
Not buying health insurance because you can’t afford the deductible? See 3 reasons why health insurance pays off even if you can’t pay the deductible.
The Best Individual Healthcare Plans
Finding individual health insurance plans can be a daunting task, but with a little research and help from an insurance-brokerage website, you should be able to find something suitable for you and your family. Going to one of the websites listed here is a good start, as these sites help...
What Is Creditable Coverage?
Creditable coverage is a type of health insurance you had in the past that can be used to avoid late enrollment or other health plan penalties now.
Pros & Cons of Pet Insurance
Health insurance is an important form of protection that ensures that you and your family receive access to medical care at an affordable rate. Pet insurance offers a similar product for the medical needs of pets. Pet owners can opt for an insurance policy that limits their out-of-pocket costs and c
Mental Health & Medicare
Medicare has offered help for physical health problems for decades, but until recently, psychiatric care did not get the same level of coverage as physical health care did. Now, the importance of mental health is becoming clearer, especially for elders who face changing roles, physical needs, and li
PPO Insurance Basics
Health insurance helps people to pay for medical emergencies.The doctor and the patient image by Vladimir Usatschenko from Fotolia.comPreferred Provider Organizations (PPO) are health insurance plans that manage a network of medical providers in an effort to control the costs for both the...
How to Pick a Medigap Plan
U.S. citizens who are 65 or older, or under 65 with a qualifying disability, are eligible for Medicare. Medicare supplement plans (Medigap plans) are private insurance plans that cover part of the cost sharing of Medicare A and B. You can sign up for a Medigap plan during the insurance enrollment pe
How to Sign Up for TennCare
TennCare is Tennessee's Medicaid program, providing benefits to 1.2 million residents of the state. Families in need of help can receive food stamps, health care or cash assistance for children. Dental benefits are also provided to children under age 21. If you believe your family may be eligible fo
How to Choose a Medicare Health Plan
Medicare is a federally funded health insurance plan for those 65 and older or for those with certain disabilities. Medicare is quite complex and tends to cause a lot of confusion for many who have the insurance. There are three options that you can choose, Original Medicare Part A and B, Medigap or
HMO Vs PPO Benefits
Health insurance, as complicated as it is, gets even more mind-boggling when you throw in the alphabet soup that makes up the different types of plans available. Two of the most popular types of plans on the market are HMOs (health maintenance organizations) and PPOs (preferred provider...
Rehab Center Ethical Issues
Substance abusers can benefit from treatment at an ethical rehab center.man tapping needle image by david hughes from Fotolia.comThe antics of celebrities keep drug and alcohol rehabilitation centers in the news, but the majority of rehab centers provide important recovery services for...
What Is Emergency Medicaid?
The emergency Medicaid assistance program allows people who do not have health care coverage to receive medical attention for an emergency. The regulations state the medical issues must constitute an emergency situation or are of a life-threatening nature. A physician must issue a report documenting
Indiana Medicaid Income Guidelines
One in every seven Indiana residents, or about 800,000 individuals, receives Medicaid benefits in Indiana. The state offers multiple programs, and most of the state's Medicaid programs require that applicants meet qualifications. These qualifications include income guidelines identifying the maximum
What are the Impacts of Health Care Costs on Service Delivery?
Patients are forced to take out loans in order to pay medical bills.health concept image by drx from Fotolia.comHealth care cost increases are the result of a number of factors. New treatments, high rates of chronic disease, technology, overuse of medical care and health care system...