Quick Self Credit Repair - Three Tips to Increase Your FICO Scores Yourself
Many times when you find out you have bad credit you have just been turned down for a loan you needed very badly.
At this point you will probably want to know if there is any quick self credit repair methods that you can use to turn your situation around, boost your credit score and get the loan you need! Tips For Quick Self Credit Repair There are a few things that you can do to increase your credit scores in a short amount of time but credit re[pair will take some time to fully accomplish, so go into the process with realistic expectations and you will not be let down.
Tip Number One- One thing you can do to get a quick boost to your FICO scores is to have yourself added as an authorized user on the charge card account of a close friend or relative.
Make sure that the account you get added to has a low balance and the payments were never late.
This is an old trick called piggy backing, and even though the reporting bureaus are now wise to it the trick can give you s small boost quickly! Tip Number Two- Another great thing you can do is to take a look at your credit report and dispute the credit inquiries that are listed on your report.
As a general rule of thumb your score will increase about 2 points for every inquiry you get deleted.
The success rate of deletion is very high and is easy to accomplish with a simple dispute letter.
Tip Number Three- Even though it will take a little time you really need to go over your credit report and do some serious repair work on it.
This means disputing all errors and negative information with the credit bureaus.
normally you can see results with this method in about 30-40 days but the entire process will take months to complete.
At this point you will probably want to know if there is any quick self credit repair methods that you can use to turn your situation around, boost your credit score and get the loan you need! Tips For Quick Self Credit Repair There are a few things that you can do to increase your credit scores in a short amount of time but credit re[pair will take some time to fully accomplish, so go into the process with realistic expectations and you will not be let down.
Tip Number One- One thing you can do to get a quick boost to your FICO scores is to have yourself added as an authorized user on the charge card account of a close friend or relative.
Make sure that the account you get added to has a low balance and the payments were never late.
This is an old trick called piggy backing, and even though the reporting bureaus are now wise to it the trick can give you s small boost quickly! Tip Number Two- Another great thing you can do is to take a look at your credit report and dispute the credit inquiries that are listed on your report.
As a general rule of thumb your score will increase about 2 points for every inquiry you get deleted.
The success rate of deletion is very high and is easy to accomplish with a simple dispute letter.
Tip Number Three- Even though it will take a little time you really need to go over your credit report and do some serious repair work on it.
This means disputing all errors and negative information with the credit bureaus.
normally you can see results with this method in about 30-40 days but the entire process will take months to complete.