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Bankruptcy : Business & Finance
Does Bankruptcy Put an End to Your Financial Problems?
For most individuals who have filed for bankruptcy and completed the legal process, the financial challenges and nightmare of collection calls and letters have reached an end. A clean slate and new start await, and ...
Chapter 7 Bankruptcy Lawyer Guidance
In the past there has been a stigma attached to bankruptcy, but the laws were designed to help individuals who are struggling with debt. A free consultation is usually available with a bankruptcy attorney, and ...
Do You Have to Pay for a Deceased Person's Debts?
When a person passes away with outstanding debt, debt collectors can interrupt the grieving process. Whether those debt collectors have the right to contact family members and loved ones in an attempt to collect the deceased person's debts depends on a variety of factors. In most cases, the family d
How to Keep a Car From Being Repossessed With Partial Car Payments
If you've run into hard times and are having trouble making your car payments, talk to your lender immediately to work out a payment plan. Many lenders would prefer to work with you and may even offer you options to permanently lower your car payment -- or at least for the time being. Don't wait unt
Secured Debt Vs. Unsecured Debt in Foreclosure
There are two types of debt: secured and unsecured. The difference between the two is that a secured debt has some kind of collateral that could be repossessed by the lender should the borrower default on the loan. A good example of secured debt would be a mortgage or a car loan. Unsecured debt, on
Does a Business Continue to Operate During a Chapter 7 Filing?
Chapter 7 bankruptcy, the most common type of bankruptcy filing, governs the orderly liquidation of the assets of an individual or business in order to satisfy the claims of creditors. When the filer is a business, it ceases to operate. The business's assets are sold off, or liquidated, and the proc
Advice on Debt Harrassment
People in serious debt face not only the difficulty of being in a financial crunch, but they frequently face the added stress of harassment from creditors, as well. Many creditors, or collection agencies hired by creditors, seek to compel debtors to pay through a barrage of phone calls, letters and
Can Wages Be Garnished in Florida?
Both federal and state law applies to wage garnishment. Federal law provides the basic minimum protections that consumers must enjoy when faced with garnishment. States are free to pass laws that provide greater consumer protections. However, state law must at least meet the minimum protections offe
Bankruptcy Lawyer South Dakota - Bankruptcy Lawyer Idaho - Bankruptcy Lawyer New York 792
Debt can feel like an elephant on your shoulders day in, and day out.For those who are filing for bankruptcy and not actually looking to buy anything from these sales, filing Chapter 7 Bankruptcy is one way of avoiding an overwhelming debt that has been incurred and in this provision one is allowed
Chapter 13 Bankruptcy Laws in Delaware
If you're a Delaware resident who has fallen behind on your bills, Chapter 13 bankruptcy can help you to repay what you owe over time while protecting you from creditors. In a Chapter 13 case, you agree to repay some or all of your debts in a three- or five-year repayment plan while retaining all of
Chapter 7 Bankruptcy - The Only Legal Way to Eliminate Debt and Put a Stop to Harassing Creditors
So you are reading this because you are getting nasty, harassing phone calls from creditors all day long, correct? Listen, if you are amongst the millions of Americans who are up to your eye balls on credit card debt, what you need to do before anything else is realize that there are laws to protect
How to Get Out Of Late Fees on a Rental Video Account
Late fees on a movie rental can be as small as $1 and as large as $100. Depending on your local movie rental chain, you can normally talk your way out of the fees incurred. Everyone forgets the movie due date at some point, so it is nothing new that there is a late fee. It may be your first late fee
Define Stock Consolidation
Publicly traded companies often conduct transactions to increase shareholder value and increase the price of their stock. Sometimes companies wish to create more stocks, a process called a stock split, and in certain instances, a company may wish to have less outstanding stock. This process is cal
Rebuilding Credit Before Bankruptcy
How much thought do you give to your credit score? If you haven't gone through bankruptcy, it may be low on the radar. You could be losing money and not even realize it. This article will show you good credit management practices for rebuilding credit before and after bankruptcy.
The Ins and Outs Of Business Bankruptcy
When it comes to filing for bankruptcy in business there are many aspects to consider. While some of the basics may be similar to a personal bankruptcy, there are also some very important differences. Depending on the financial situation of the company, bankruptcy offers two options for businesses t
7 Mistakes to Avoid Prior to Filing Bankruptcy
Once you've decided to file for bankruptcy because any debt in excess of $500.00 incurred within 90 days of filing for bankruptcy are presumed to be non-dischargeable and you may end up holding the bag on this. Also, cash advances of more that $750.00 made within 70 days of filing are presumed
All You Should Know About Home Loans In India
The main purpose of a home loan is to assist a person, financially, in investing in a new home. A roof over your head is one of the most basic necessities which you need and by now, you are probably already aware of that; especially now that the cost of living is increasing like never before.
Personal Bankruptcy - If It's Unavoidable, File Now
The pending Federal bankruptcy law is spawning record numbers of filings before the October 15 deadline.Dont get caught waiting too long.
Debt, Income and Credit In Bankruptcy
The average person filing for bankruptcy knows very little about the process. Given the detailed nature of debt relief through bankruptcy it is important to take the time to understand how the process actually affects ...
How to Contact a Collection Agency to Pay a Bad Debt
Paying a collection account has little financial benefit for consumers since satisfying the debt does not positively impact their credit scores. Certain lenders, such as mortgage companies, often require consumers to pay off outstanding debts before doing business with them. Some consumers pay colle