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Personal Finance : Business & Finance
Can a Bank Account Be Garnished?
If you owe your creditors monies for past due debts, your creditors can garnish your bank account. Each creditor must obtain a court order to do so. Social Security payments and other federal payments are exempt from garnishment. The Internal Revenue Service may garnish your bank account and all fed
How do I Buy and Sell Gold and Silver in Cleveland, Ohio?
Gold and silver can easily be bought and sold at dozens of Cleveland-area coin shops that specialize in trading over the counter with retail customers. Gold and silver jewelry can also be sold at coin shops as well as jewelry stores. If you are interested in either buying or selling gold and silver
Fastest Way to Send Money
There are many reasons why an individual would need to send money. You could be helping a family member who is going through financial difficulty, or making a payment for an item you bought online. But no matter what the reason, it is important to send the money securely. When you need to send money
Can You Be Self-Employed While Receiving Unemployment in Michigan?
Michigan unemployment benefits are designed to provide a basic subsistence income to Michigan residents who have become unemployed through no fault of their own. You can be self-employed and still receive unemployment benefits from the Michigan unemployment insurance program in some circumstances. H
Joseph Wang Financial - Analyzing the Results of the Toll Road Concessions
Motorway concessions business are very stable but relatively low growth. That makes them a low risk investment. To build a highway takes a lot of money, always with lots of debt financing also very high. ...
What Is a Poor Credit Score Range?
If you have an excellent credit score, you might be able to get a loan to buy an entire store in New York City. But with a poor credit score, you might not get any credit at all. Credit scores range from 300 to 850. If your score is in the poor range, now is the time to improve it. Otherwise lenders
Compound Interest Table: Know The Outcome Of An Investment
The compound interest table is made, again, with the use of the ever accommodating program known as MS Excel. However, with the MS Excel, one is still able to make a table from paper, pen ...
Graphic Design Scholarships for High School Seniors
High school students with artistic talent have more career choices than just working as an artist. Artistic students can work in art-related fields such as architecture, animation and graphic design. The average cost of a graphic design degree at a U.S. college or university ran around $18,200 a yea
Car Finance Calculators - Lending Help To Lenders And Consumers
There are lots of benefits of a car lease calculator, mainly for those people who are doubtful as to how much auto finance will actually charge them. In the previous few years, traffic has continued ...
The Key to Buying an Affordable Car
The used car market is big; therefore, choosing the right one can be difficult, especially when you look to buy cheap used car. Budgetary constraints leave most of us with no option but to settle ...
U.K Currency Report-Market Report
We continue our daily look at factors affecting currencies allowing some insight into market conditions affecting exchange rates. Cash and income timing for UK Pensions and QROPS should be considered to maximise the Pension, QROPS ...
How to Calculate Net Worth After Marriage
Financial goals are important for both single and married persons. Net worth gives a couple or an individual an idea of their level of financial health by weighing assets against liabilities. Calculating your net worth periodically can help you and your spouse track your progress toward your financi
Are 401(k) Retirements Protected by Insurance?
One of your most important retirement assets is your 401k plan. This plan defers income tax on your retirement savings but if your retirement savings isn't there when you retire, then what good did the 401k plan do you? Fortunately, 401k plans are protected by federal law and are insured.
Steps to Refinance a House
A mortgage loan is a major commitment, but just because you've signed a mortgage agreement and begun making payments doesn't mean you don't have options in the future. Refinancing is one way to save money and avoid some of the problems with less-than-ideal mortgages. The refinancing process is like
Video: What Insurance Is Needed to Operate a Small Business?
Video Transcript
Hello I'm Isaac Rodriguez, a business consultant. I want to talk to you about what insurance is needed to operate a small business. The insurance that you need to operate a small business really depends upon the type of business that it is that you're operating. One of...
How to Teach Adults How to Use an ATM Machine
Learning to use an automated teller machine as an adult can be intimidating, especially for people who have limited experience with technology. Elderly customers may need to have the steps repeated to them several times because they may not have ever used a computer before. An ATM provides many of t
Scholarships for Working Women
Women who aspire to better themselves and their work prospects through higher education have a range of scholarship choices. Some foundations and organizations offering these scholarships represent successful career women who blazed the trail. They now provide opportunities for other women to succe
Does Profit Sharing Affect Unemployment Benefits?
The benefits provided by unemployment insurance are affected by payments from other income sources at the time an individual is without a job. This raises an important issue with regard to individuals who enjoyed participation in a company's profit-sharing program prior to being laid off. Payments f
Can You Receive Unemployment Benefits If You Resign?
Unemployment benefits are intended to lend a hand to people who have lost their jobs through no fault of their own. If you resign from your job, you're making a choice to leave, which generally makes you ineligible for benefits. However, there are some circumstances under which even a person who qui
How to Understand Credit Report Delinquencies
Credit report delinquencies, or late payments, make up 35% of your credit score. To maintain a good credit rating, it's vital that you pay your bills on time and check your credit report regularly for any discrepancies. The history of payment section of your credit report shows the number of past d