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Credit : Business & Finance

Bad Credit Auto Refinance - Frequently Asked Questions

Are you paying too high an interest rate on your car loan? If you have even slightly bruised credit you probably are. Most people do not know they can refinance their car loans. Much less work through a bad credit auto refinance process to see if they could save on interest. Here is are a few questi

Credit Card Fraud Targets Merchants

Merchants need to be aware of credit card fraud that seeks to prey on small businesses. The scammer may pose as a member of the local police force or as an employee of a credit card company in an effort to get merchants to hand over credit card numbers used by shoppers. whenever a merchant or consum

Credit and Meeting Your Goals

Normally, if your credit is bad, you get a real headache trying to obtain a loan. Anyway, lenders also realize that bad credit isn't always the late payments' or defaults' result. Sometimes a person gets ...

How to Safeguard Your Personal Information

Identity theft is the act of someone stealing your personal information for their own use. Your credit card information, social security number and driver's license number are just some of the items that can be stolen and used by others. When thieves steal this information from you they can use it t

Georgia State Law on Credit Card Debt Collection

State and federal laws affect credit card debt collections in Georgia. These laws place some limits on how and when credit card issuers and debt collectors file lawsuits against residents to recoup money owed on delinquent credit accounts. However, the laws also give Georgia residents the right to d

What Are Good Credit Rating Scores?

A credit score is a number, which represents the eligibility of a person to apply, and then pay for a credit. The credit scores are mainly based on information of the credit report of a ...

Credit Card Balance Transfers Explained

Many credit card companies offer balance transfer offers to new clients. This is beneficial to the credit card companies because they begin to receive interest payments previously owed to another credit card company. Balance card transfers can also be beneficial to consumers because of the incentive

What Is Credit Information?

Your credit information has a powerful effect on your ability to get good credit terms with lenders and insurance companies, and possibly to even get a job. Credit scores are affected by the information contained in the reports about your spending habits. Even if false information is entered by mist

What is a Good Credit Score?

A good credit score is relevant to how long you have had credit as well as what type of credit you have used in the past and currently use. Having a good score dictates future credit buying power.

Reasons for Incurring Credit Debt

Keep yourself from finding a credit solution by keeping your credit clean and spotless. Most people forget that credits are still money owed from the bank or the financial institution from where a loan was ...

Gimmicks Used by Credit Card Companies

Many people who apply for credit cards do so believing anything the credit card company says. These companies will entice you with low interest on balance transfers and lots of rewards just to get you to get one more card.

Quick Self Credit Repair - Three Tips to Increase Your FICO Scores Yourself

Many times when you find out you have bad credit you have just been turned down for a loan you needed very badly. At this point you will probably want to know if there is any quick self credit repair methods that you can use to turn your situation around, boost your credit score and get the loan you

Lessons of Credit Repair #3 - Getting Out of Debt

Like the rest of the country many people in Houston, Texas are struggling to stay away from or get out of debt. This is not an easy thing to do, especially if you are out of work. Keep in mind if you are not making enough money there is really no trick that can help you pay your bills on time.

Credit Score Repair Takes Determination

If your credit has taken a hit you need to fix it. Credit score repair is not as easy as some would lead you to believe but it can be done. The sooner you get started the better.

International Merchant Accounts

International merchant accounts are the companies specialized in the credit card processing catering to particular industries. These credit card processing corporations keep the track of the credits and keep the updated records. With the help of these corporations, these offshore companies serve for

Dealing With Credit Card Debt

Left unchecked, one of the worst feelings in the world is opening a credit card statement that you know you have no chance of making the minimum repayment, let alone paying off the entire balance.